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"Cheesy Goulash:
Our Tasty Path to Barista FIRE"
A Dutch-Hungarian Couple’s Recipe for Semi-Retired Life


Welcome to Our 10‑Week Deep Dive Series: Behavioral Money
Behavioral Money Deep Dive Series Over the next ten weeks, we’ll explore the hidden forces that silently guide your financial...

CheesyGoulash
Aug 202 min read
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Debt vs. Saving for Assets: The Psychology and Strategy Behind the Choice
Imagine this: you spot the perfect investment — a property, a business opportunity, or even just your dream car. The catch? You don’t...

CheesyGoulash
Aug 176 min read
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How does your asset allocation impact your returns – and your path to Barista FIRE?
When we started investing in 2019, we had one major problem: we knew nothing about investing or asset allocation. We simply bought...

CheesyGoulash
Aug 154 min read
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Barista FIRE: 10 Behavioral Hacks for Sustainable Early Retirement
“Even after years of careful planning, I still reach for small pleasures—knowing they barely satisfy—while my future self waits. Sticking...

J+A
Aug 117 min read
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What is Barista FIRE?
✨ Quick Summary Barista FIRE  is a Financial Independence strategy that lets you semi-retire early  by combining passive income with...

J+A
Jul 303 min read
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Our Barista FIRE Plan: Financially free at 50
Financial freedom is something we’ve dreamed about for years. Our desire to live in Hungary (my wife’s birthplace) is growing stronger,...

J+A
Jul 295 min read
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🔥 How Soon Could You Retire? Our New 2025 FIRE Calculator Shows You
Do you actually need €1 million to retire early? We crunched the numbers using three real Dutch households—and the answer might surprise...

J+A
Jul 254 min read
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Reviewing Four P2P Lending Platforms: Our Personal Experience
More and more people are discovering Peer-to-Peer (P2P) lending as an alternative way to grow their money. Â There are many options for...

J+A
Jul 156 min read
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Future Value
Future value (FV) is a financial metric that can helps investors project the future worth of their investments. Understanding FV allows...

J+A
Feb 103 min read
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Monthly Update: Our First Personal Finance Journey Update
Monthly Update January FV: Based on current return rates As we move forward in our goal to build a 1,000,000 euro investment portfolio,...

J+A
Feb 73 min read
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Here’s why we believe Barista FIRE is a better fit for us than full early retirement—and how we began our journey.
"What if you could quit your stressful job, never worry about bills again, and still afford weekend getaways or your dream campervan?...

J+A
Feb 44 min read
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Private money loan: Which one is better for you? Paying off Debt or Save Cash?
Discover why choosing loans over saving can offer psychological benefits.

J+A
Feb 44 min read
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