"Cheesy Goulash:
Our Tasty Path to Barista FIRE" 

✨ Quick Summary Barista FIRE is a flexible approach within the broader FIRE movement that allows you to reach early retirement  without completely quitting work. Instead of waiting until your investments can cover 100% of your annual expenses, you aim to cover most  of them and earn the rest through part-time, flexible, or low-stress work. This strategy offers a balanced lifestyle , more time freedom, and reduced pressure compared to both traditional retirement and full FIRE

Financial freedom is something we’ve dreamed about for years. Our desire to live in Hungary (my wife’s birthplace) is growing stronger,...

📊 A data-driven answer starting from 2019 Until recently, a Dutch pension was largely taken care of for you: your employer set up a plan with a pension fund, and you saw on your annual statement how much you (maybe) would receive later. Simple? Yes. Clear? Not always. Tailored to your personal situation? Less and less. That’s why a big change is coming: the new pension system . One of the biggest shifts is that you, as a participant, will soon be able to make your own choic

💬 “Paying €1,950 in rent every month feels like burning money. But buying? I have no idea if I’d actually be better off in the long run.” — Sanne (32), from The Hague. In the Netherlands, the housing discussion often centers around monthly costs, mortgage interest, or house prices. But the real question is: “What builds more long-term wealth — renting or buying?” That’s what it’s really about, especially if you'd like to retire early . Whether you rent or buy, you’re spendi

Do you actually need €1 million to retire early? We crunched the numbers using three real Dutch households—and the answer might surprise...

More and more people are discovering Peer-to-Peer (P2P) lending as an alternative way to grow their money.  There are many options for...