A Story That Feels Familiar It’s the end of June. Lotte gets a €1,200 tax refund. She’s been meaning to knock down a lingering €900...

In the Deep Dive Series: Behavioral Money , we explore the psychology behind financial behavior. The blog on Mental Accounting  this...

Why losses hurt more than gains—and how to design smarter money habits. 🔎 Content Overview Introduction: The Pain of Losing Historical...

Behavioral Money Deep Dive Series Over the next ten weeks, we’ll explore the hidden forces that silently guide your financial...

Imagine this: you spot the perfect investment — a property, a business opportunity, or even just your dream car. The catch? You don’t have enough saved. Do you wait until your savings catch up, or do you borrow and seize the chance before it slips away? This age-old dilemma divides personal finance experts. Dave Ramsey preaches debt-free living, while Robert Kiyosaki champions leverage. The real answer to Debt vs Saving? It depends not just on the math, but on psychology, str

When we started investing in 2019, we had one major problem: we knew nothing about investing or asset allocation. We simply bought...

“Even after years of careful planning, I still reach for small pleasures—knowing they barely satisfy—while my future self waits. Sticking...

Discover why choosing loans over saving can offer psychological benefits.