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"Cheesy Goulash:
Our Tasty Path to Barista FIRE"
A Dutch-Hungarian Couple’s Recipe for Semi-Retired Life
Blog Archive


Week 2: Turning Invisible Money Habits into Powerful Levers - Mental Accounting
A Story That Feels Familiar It’s the end of June. Lotte gets a €1,200 tax refund. She’s been meaning to knock down a lingering €900...

CheesyGoulash
Aug 29, 202515 min read


Mental Accounting Studio – Tool for the Deep Dive Series
In the Deep Dive Series: Behavioral Money , we explore the psychology behind financial behavior. The blog on Mental Accounting this...

CheesyGoulash
Aug 27, 20252 min read


Week 1: The pain of losing - Prospect Theory & Loss Aversion (Deep dive)
Why losses hurt more than gains—and how to design smarter money habits. 🔎 Content Overview Introduction: The Pain of Losing Historical...

CheesyGoulash
Aug 22, 202516 min read


Welcome to Our 10‑Week Deep Dive Series: Behavioral Money
Behavioral Money Deep Dive Series Over the next ten weeks, we’ll explore the hidden forces that silently guide your financial...

CheesyGoulash
Aug 20, 20252 min read


Debt vs. Saving for Assets: The Psychology and Strategy Behind the Choice
Imagine this: you spot the perfect investment — a property, a business opportunity, or even just your dream car. The catch? You don’t have enough saved. Do you wait until your savings catch up, or do you borrow and seize the chance before it slips away? This age-old dilemma divides personal finance experts. Dave Ramsey preaches debt-free living, while Robert Kiyosaki champions leverage. The real answer to Debt vs Saving? It depends not just on the math, but on psychology, str

CheesyGoulash
Aug 17, 20256 min read


How does your asset allocation impact your returns – and your path to Barista FIRE?
When we started investing in 2019, we had one major problem: we knew nothing about investing or asset allocation. We simply bought...

CheesyGoulash
Aug 15, 20254 min read


Barista FIRE: 10 Behavioral Hacks for Sustainable Early Retirement
“Even after years of careful planning, I still reach for small pleasures—knowing they barely satisfy—while my future self waits. Sticking...

J+A
Aug 11, 20257 min read


Our experience cooling with a Hybrid Heatpump: Does it actually work?
In de zoektocht naar een duurzamere en comfortabelere woning kiezen steeds meer mensen voor een hybride warmtepomp . Deze systemen bieden...

J+A
Aug 7, 20255 min read


Our experience with electric charging on holiday after 80,000 km
Lately, more and more articles have been appearing about the so-called “hidden costs” of electric cars on vacation. It all began with “charging stress” – the fear that there wouldn’t be any charging points. Then came the horror stories about long queues at charging stations, and now people are once again being scared with tales of unexpected charges. But how realistic are these stories, really? Charging in Ács (Hungary) We’ve been driving an electric car for two years and hav

J+A
Aug 2, 20255 min read
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