"Cheesy Goulash:
Our Tasty Path to Barista FIRE" 

📊 A data-driven answer starting from 2019 Until recently, a Dutch pension was largely taken care of for you: your employer set up a plan with a pension fund, and you saw on your annual statement how much you (maybe) would receive later. Simple? Yes. Clear? Not always. Tailored to your personal situation? Less and less. That’s why a big change is coming: the new pension system . One of the biggest shifts is that you, as a participant, will soon be able to make your own choic

Passive income is one of the most effective ways to achieve financial independence . In simple terms, passive income is money you earn on a recurring basis with limited ongoing effort once the system is set up. For us, passive income is not about shortcuts or “getting rich fast,” but about building reliable cash flow  that supports our long-term goal: financial freedom. This approach is deeply connected to the FIRE movement (Financial Independence, Retire Early) , which focus

When it comes to long-term investing, exchange-traded funds (ETFs) have emerged as a favorite choice for many investors due to their...

Exchange-traded funds (ETFs) and mutual funds are two of the most popular investment vehicles for both novice and experienced investors....