📊 A data-driven answer starting from 2019 Until recently, a Dutch pension was largely taken care of for you: your employer set up a plan with a pension fund, and you saw on your annual statement how much you (maybe) would receive later. Simple? Yes. Clear? Not always. Tailored to your personal situation? Less and less. That’s why a big change is coming: the new pension system . One of the biggest shifts is that you, as a participant, will soon be able to make your own choic